Which Mortgage is Right for You?

There are a number of different types of home loans available to you. We’re here to help you choose the best one for your needs.

Mortgage Rate Options


Fixed Rate

The common fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

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Adjustable ARM

Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions.

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Interest Only

Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle.

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Graduated Payments

Graduated payment mortgages are loans in which mortgage payments increase annually for a predetermined period of time.

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Loan Program Options


FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs, providing military veterans with low interest rates and no down payment.

USDA Loans

USDA loans allow buyers purchasing homes in designated rural and suburban areas, to do so with no down payment and minimal investment.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan.